Practise today. Be ready for tomorrow.
💰 Understand earning and spending
🛒 Think before making purchases
🐷 Build saving habits
🎯 Set goals and work towards them
🎓 Learn through story-based Missions
🧠 Make sensible money decisions
Money Journey gives kids a safe place to earn, spend, save and give — while parents stay in control and guide the decisions.
Safe pretend money. Real conversations. Real habits.Money Journey is not a bank and does not connect to your bank account. Kids practise with simulated money — no real-money transactions are involved.
Money Journey is not a bank, and it does not replace a bank account or debit card. It gives children a safe place to practise making money decisions before they are dealing with real money.
When the time comes for their first real bank account or debit card, they can already have some of the habits and decision-making skills needed to use them responsibly.
Kids practise money safely, with a parent there to guide the conversation. Give children a practical way to learn about money before the stakes are real. Parents guide the journey, approve rewards and help children make decisions.
Turn chores, challenges and everyday contributions into opportunities to understand where money comes from.
Kids decide how to use their money across Spend, Save and Give — and learn the trade-offs.
Goals, rewards, transfers and interest make good habits visible and rewarding.
Spend, Save and Give are the three wallets — Goals aren't a fourth wallet, they sit on top of Save.
Money for choices they want to make today.
Money set aside for later and for savings goals.
A simple, optional way to practise generosity.
Money Journey doesn't just hold money — it gently nudges kids to notice it, decide what to do with it, and talk with you about it. No lectures, no scores, nothing forced.
Short, story-based Missions ask kids to make a choice and see what happens — not lectures. Money Journey adapts to what a child already knows, and quietly tracks how well they're mastering each skill.
From the Learning Summary on the Parent app
Six foundation skills are open from day one — the rest unlock automatically once your child masters what they build on.
Where money comes from, and how to earn it.
Needs vs wants, and thinking before you buy.
Setting money aside and watching it grow.
Splitting money across priorities.
Practising generosity, on their own terms.
Spotting scams and protecting their information.
Turning an idea into a small business.
🔒 Unlocks laterWeighing trade-offs, like a real $10 decision.
🔒 Unlocks laterInterest, compound growth, and how saving really adds up.
🔒 Unlocks laterCash, cards, banks, and knowing who to trust.
🔒 Unlocks laterBorrowing, interest, and why debt isn't free money.
🔒 Unlocks laterProtecting against the unexpected, before it happens.
🔒 Unlocks laterWhy prices include tax, and where that money goes.
🔒 Unlocks laterGrowing money with risk, reward, and patience.
🔒 Unlocks laterA child can have no goals today, one tomorrow, or several at once — Goals are just Save with a target.
Parents need control and clarity. Kids need colour, encouragement and ownership.
See children's money, create challenges, manage rewards, guide goals and keep the family connected.
A colourful home where kids see what they have, track goals, complete challenges and make choices.
Parents create challenges. Kids complete them. Parents approve the reward — it's about building real money habits through real-life activities, not chore management.
Reward: $5
Reward: $2
The child finishes a challenge a parent set up.
A reward request is created automatically.
The parent reviews it and approves — or asks about it first.
The money lands straight in their wallet.
Every approval, request and reward is an opportunity for a real conversation about money.
Money Journey uses pretend, simulated balances so a child can rehearse real decisions — earning, spending, saving, giving — with nothing real on the line.
Parents guide. Kids practise. Everyone learns.
Every approval, request and reward is a real conversation waiting to happen — Money Journey just makes those moments visible.
No real bank account. No real trading. Kids can practise without real-money risk.
Parent · Parent · Grandparent · Guardian — Money Journey is for the whole family guiding the same child.
Notifications tell parents and kids when requests or approvals need attention.
Create a family in a few minutes and give your child a safe place to practise the decisions they'll make for life.
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